Private sector housing
Securing somewhere to live
This scheme provides families with children the opportunity to move into a home of their choice. Everyone who qualifies for the scheme will have become homeless (or threatened with homelessness) and will normally reside in the Waveney District area.
Rent guarantee/bond scheme
The Rent Deposit Guarantee Scheme has been established to assist qualifying applicants to gain access into the private rented housing sector. Instead of providing a conventional cash deposit, a private landlord is offered a guarantee that the Council will accept responsibility for uninsured damage or loss caused by the tenant to an amount equivalent to one months rent for a maximum period of 12 months. It would be the responsibility of the tenant to save towards a deposit for a further term beyond this.
These schemes allow you to part buy/part rent a property. Shared Ownership schemes are offered by at least two Housing Associations operating within the district, these are Flagship Housing Group and Orbit Housing Association. The information on the individual association websites will explain how their schemes operate and what you will have to do to register your interest. Orwell Housing Association Limited and Homes and Community Agency may also be relevant to you.
These organisations might be able to assist you with saving and raising money for a deposit. They exist to:
- encourage its members to save regularly
- provide loans to members at very low rates of interest
- provide members with help and support on managing their financial affairs (if required)